White Papers

Improve Your EMR to Lower Your Company’s Insurance Rates

Businesses with safe workplaces may see a better-than-average experience modifier or a connection between workplace injury loss and workers’ compensation expenses. Insurance companies use experience modifiers to assist in calculating the cost of workers’ compensation premiums, and employers with lesser risk will often pay a lower premium.

An EMR, or experience modification rating, is a number that is used to calculate the cost of workers’ compensation insurance premiums. Worker’s compensation is a payment made in the event of an injury on the job. An EMR rating is similar to a credit score in that it uses historical data to forecast future liabilities. An insurance company can measure the cost of prior occurrences and estimate future risks based on your organization’s EMR rating. Read More

Best Safety Practices for Roofers

Roof repair is not an easy task. The roofing industry faces many challenges that others do not. Roofers have a tough job, one that often comes with many dangers and risks. In addition to state and federal safety laws that regulate industry compliance, many roof contractors are now improving the way they do business to boost their workplace safety.

One of the most important things a roofer can do is train their staff. Having inexperienced or unlicensed employees can leave the company open to unnecessary safety hazards and even lawsuits.

While commercial roofers have mandatory training requirements for employees, many residential roofing companies do not. It is advised that all roofers participate in and complete a minimum of 10 hours in an OSHA (Occupational Safety and Health Administration) certified training. Further, lead contractors or on-site supervisors should carry at least a 30-hour OSHA safety certificate when monitoring the work of others. Read More

Fire Safety for the Air Service Industry

The United States has the highest number of people killed by fires each year. Every 23 seconds, an alarm sounds to a fire somewhere in the United States. In 2019, public fire departments attended 1,389,500 fires in the United States. Nationwide, in 2019 there was a civilian (non-firefighter) fire death every 175 minute

The type of protection your company needs depends on your business’s specifics, such as size and business type, as well as what your emergency plan entails.

These statistics are alarming, and they show that fire is a serious threat whether in your home or your workspace. There are many ways to protect you and your workspace, including information and escape equipment to fire extinguishers and other gear. Read More

Occupational Safety in Microbreweries

Two handsome bartenders poring beer at pubAn organization is responsible for ensuring that it minimizes the risk of harm to the people that may be affected by its activities (e.g., its workers, its managers, contractors, or visitors), and particularly if the organization engages them to perform those activities as part of their “occupation.”

The Occupational Health and Safety Act’s primary objective is to ensure that safety at work is achievable in every organization, big or small. By complying with this act, you can address issues that may pose a danger to your employees well before any untoward incidents occur.

When people think fondly of breweries, three important things may come to mind: kegs, beer, and happiness. And ultimately, that’s exactly what brewers want the consumer to walk away with— a positive, enjoyable experience, sampling and purchasing good beer. However, many people underestimate the amount of hard labor that goes on behind the scenes or the vigilance required to maintain a safe work environment in the day-to-day operations of beer making.  Read More